Virtual Accounts Management

Accounts. Unbound.

Bring Innovation to the forefront of Cash Management

Delight clients with account management truly aligned to business

Offer what your Legacy Core Systems cannot do

Increase Revenue with new Monetization Opportunities

Embed your Bank deep into the Customer's Cash Operating Cycle

Reduce Cost and Risk with Virtual Accounts blended into your Ecosystem

Bring Innovation to the forefront of Cash Management and Drive Deposits Growth

Why Choose iGTB for Virtual Account Management?

Self-service Virtual Accounts with no Bank dependency, for made-to-measure flexibility and control

Unlimited Account Hierarchy

Mirror complex corporate hierarchies in account structures with full owner information.

Contextual VA/VIBAN

Use Virtual Accounts as a surrogate of bank account or map it to a context or virtual IBAN.

POBO, COBO, LOBO

Perform full Payments, Collections and Liquidity operations with the bank’s existing processors. Enable Payment/Collection On-Behalf-Of factories.

In-House Banking

Enable customer to run an in-house bank with independent management of inter-company funding management.

Multi-Currency Virtual Accounts

Create innovative solutions with super-efficient, multi-currency Virtual Accounts.

Self-Service Where And When It Matters

Empower the customer to manage hierarchy, accounts and interest on their own. No need to wait for the bank to open, transact, manage and close accounts.

Business Value

Increase market share in cash management services
Help corporate clients with an alternative for in-house banking
Increase client retention, to become the Primary Banker
Create new non-traditional paradigms for fee income

Operational Value

Reduce operational expenses, while enabling clients for self-serviced account management
Provide a better view to credit visibility and viability of their customers

Capital and Risk Management Value

Help address implications arising due to Basel III requirements for liquidity coverage and capital adequacy
Reduce KYC dependencies and related risk

Enhanced Cash Visibility

Comprehensive and segregated view of cash position aligned by business units - geo, subsidiaries, etc
Natural aggregation of funds
Leverage real-time payments for better and faster cash visibility
Track inter-company positions and interest settlement

Operational Value

Optimize number of accounts to be maintained, significantly reducing costs
Reduce dependency on the bank for account management
Straight through reconciliation to free-up working capital
Support centralized treasury management and in-house banking

Risk Management Value

Efficiently manage counterparty positions and exposure
Manage intercompany exposures
Support payments decisioning with cross-hierarchy limits

Explore Solutions that can make You Ready for Today and The Future

Escrow Deposits

Low Marketing and Distribution Costs

See how Global Banks #winwithiGTB Trusted by the World’s Best

Client Testimonials

Explore testimonials showcasing how iGTB empowers 60% of the world’s top banks to #winwitheMACH.ai

View All Customer Success Stories

A market-leading global transaction banking platform, iGTB provides global coverage for its Virtual Account Management (VAM) solution across five continents and 18 countries. iGTB’s Virtual Account Management offers corporate banking clients a seamless customer journey and user experience across multiple business segments.

Joseph Giarraputo

President & Editorial Director,