The banking industry stands at an inflection point as we know it—where evolving client expectations, digital acceleration, and regulatory shifts are redefining the core of banking. The world is moving toward real-time treasury visibility, AI-driven decisioning, hyper-personalised financial services, and seamless global transactions. For banks, adapting to this shift isn’t just an option—it’s an imperative.
From business segment perspective we see the rise of wholesale banking as an enabler of selective growth for western hemisphere banks, and an engine of national strategy execution in many emerging economies.
Wholesale banking is the driving force of global finance, catering to corporations, financial institutions, and governments. Whether it’s liquidity management, trade finance, payments, or cash pooling, banks need the agility to meet corporate clients’ sophisticated needs while managing risk and compliance seamlessly.
The new era of wholesale banking requires new age technology as well as domain expertise.
At Intellect, we are pioneering the next frontier in banking with eMACH.ai, the world’s most advanced, cloud-native open finance platform. Purpose-built to enable Autonomous Operations and Cognitive Insights, eMACH.ai is an Enterprise-Grade Technology for Wholesale Banking, uniquely aligned to industry sectors. With 329 microservices, 535 events, and over 1757 APIs, eMACH.ai empowers banks to orchestrate, scale, and
future-proof their financial ecosystem.
eMACH.ai revolutionises transaction banking by integrating AI-driven intelligence, real-time adaptability, and modular composability into every aspect of banking operations. AI at scale fuels predictive analytics, autonomous treasury, fraud detection, and intelligent risk assessment, allowing banks to operate with unmatched speed and precision. Its fully composable architecture liberates banks from legacy constraints, enabling hyper-personalized financial services that dynamically evolve with client needs.
Designed for a multi-entity, multi-currency global ecosystem, eMACH.ai streamlines
cross-border transactions, dynamic liquidity management, and real-time treasury optimization, ensuring seamless global operations. With API-first engagement, AI-powered cash flow forecasting, and embedded finance capabilities, banks can unlock new revenue streams and forge deeper client relationships. Regulatory resilience is embedded at its core, ensuring compliance while driving ESG-aligned sustainable finance initiatives.
Wholesale banking isn’t just evolving—it’s being redefined. Banks that embrace enterprise-grade AI, composable technology, and embedded intelligence will not only modernize but lead the transformation. With eMACH.ai, the future of wholesale banking is not just a vision—it’s reality.
We look forward to partnering with you on this journey.
CEO Intellect Wholesale Banking,
Manish Maakan
