Corporate Treasury Exchange

Encourage transactions and increase wallet share by consolidating surplus and deficit balances at a pre-defined time through one or more concentration accounts. Automatically sweep balances from multiple accounts, in multiple currencies, and across multiple banks.

Be the customer's primary bank by offering liquidity techniques that give a centralized view of liquidity position to recognize trapped cash without requiring movement. Allow customers to keep control of their account balances daily, and incentivize them with a robust interest engine that configures advanced interest allocations based on aggregate deposit amounts.

Enable customers to lend and borrow cash between business units, joint ventures, and subsidiaries, without requiring credit loan arrangements, even on short notice. Offer in-house banking with loan lifecycle management and intercompany limit tracking, utilizing various intercompany loan types.

Automate excess cash placement into on- and off-balance sheet investment products, and take over routine tasks that support the investment process, while allowing control over the company's investment policy. Offer self-service capabilities to deliver an end-to-end investment platform for portfolio and performance monitoring, analytics, decision making, and execution. Support directed investments and automated, rules-based investment sweeps with easy-to-use setup and maintain menus.

Give customers tools for clear insights into current and future cash flows. Analyze annual cash forecasts by day, week, month, or year, based on information from multiple sources. Use machine learning to suggest new patterns for future forecasts.

Manage the full product lifecycle to introduce new deposit types to the market. Streamline the core demand deposit account (DDA) banking engine and handle deposit workflows and accruals outside the DDA. Avoid the DDA book of work and deliver innovative products to clients quickly and efficiently.

Encourage deposits by splitting cash into operational and non-operational balances. Create a win-win situation for the bank and the customer by earning higher returns through maturity transformation and passing on some of the benefits to the customer. Analyze, measure, and report account behavior to gain insights into accounts that are close to meeting operational qualification.

Enable real-time payment decision-making to prevent payment delays and ensure sweep instructions are executed only when sufficient cash balances or credit limits are available.

Reward clients based on various criteria such as loyalty, operational activities, balance growth, balance stability, ESG adherence, payments, collections, or other measurable variables. Pass value back to accounts with high loyalty or operational activities.